Eligibility
Students 13-18 years old who are currently enrolled in middle or high school can apply. They must have access to a computer or other device with a camera and microphone. We are looking for highly engaged students who want to improve their financial skills.
Education
Students will participate in a series of three 45-minute sessions held virtually. Topics cover smart money habits, credit awareness, and long-term saving. The curriculum is practical and interactive, and is designed to build a strong financial foundation.
Engagement
After completing all three sessions, youth will be asked to refer at least three friends or family members to apply for the program. This model builds a network of financial-savvy peers, fostering a culture of financial responsibility that can grow organically.
Advancement
Graduates will receive an immediate financial incentive of $250 for completing the program. If they maintain at least a $250 balance in a checking or savings account after one year, they will receive an additional $250 to continue their savings journey.
“It’s not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for.”
– Robert Kiyosaki
The Carmela Foundation 